Keep a Spending Diary
Do you constantly wonder where your money goes? You just put $50 cash in your wallet, and now it’s almost gone! The best way to find out where it went is by to keep a spending diary.
Carry a small notebook with you. For the next two months, write down every purchase you make during the day, no matter how small. After two months, total the items, and transfer your findings to a chart so you can see the cost of your choices over time. Here’s a sample chart: